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Insurance & Payment

HHWS bills health insurance companies for services. Each student is encouraged to find out how his or her insurance company will handle away-from-home coverage.

To file a health insurance claim, we require a copy of the front and back of the insurance card and the name and date of birth of the subscriber. HHWS is contracted with most commercial insurance companies and will bill them directly. Co-pays will not be required of students at time of service; however, co-pays will be included in balance billing after insurance reimbursement.

Online Payment

Students and their responsible parties may pay their co-pays or balances online at the Spring Arbor University eMarket.